Upper & Middle Florida Keys Real Estate

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As life long residents of the Keys, we have a great deal of knowledge about Real Estate in the Florida Keys

What's New December 2022

Reverse Mortgages Explained


Reverse mortgages have been an option for quite some time now. But, many homeowners still don't know exactly what these products are or how they actually work. A reverse mortgage can be beneficial to homeowners who want to supplement their income. But, there are also other scenarios in which these financial arrangements work. So, read on to learn more about a reverse mortgage and what you need to know.

A reverse mortgage, simply put, is a financial arrangement in which a homeowner's equity is paid out to them in regular installments. Instead of taking out a second mortgage or a line of credit. Homeowners can instead opt for a reverse mortgage.

How Reverse Mortgages Work

Reverse mortgages work in pretty much the way the name suggests. Rather than taking out a loan to purchase a house, a reverse mortgage pays the homeowner using the property's equity and the residence as collateral. Generally, reverse mortgages do not tap into all of the property's equity, and therefore the house can be later sold to pay the balance and still have money left over.

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Kim Bagnell Thaler is a pioneer among Florida Keys realtors. Regarded as one of the most influential realtors in the middle and upper keys, she provides expert and professional real estate service. With her vast knowledge, 20 years of experience, and commitment to the highest ethical standards, Kim remains a standout among the other Florida Keys Real Estate companies.

Kim handles a host of real estate sales throughout the Upper and Middle Keys of Florida including real estate in Key Largo and Islamorada. Her resources provide the broadest selection of real estate listings in the Florida Keys. Kim specializes in a property located in Key Largo, TavernierIslamoradaUpper MatecumbeLower MatecumbeGrassy KeyDuck Key, Key Colony Beach, and Marathon. Kim’s knowledge of the real estate industry is enhanced by her business degree from Purdue University, being a Florida Keys property owner, and sharing ownership with her husband in a Florida Keys construction company.

Kim represents premier bay and ocean waterfront properties, Townhomes, Condos, Canal Access Homes as well as various other Florida Keys properties. Kim can easily help you find your most cherished piece of paradise in our unique Florida Keys Homes for sale and Florida Keys MLS database.Kim Bagnell Thaler is always available to help and advise you through the process of locating, financing and closing on property in the enticing Florida Keys. Kim has a host of elated clients and she will be happy to furnish references.Click our Listings to begin your search for Upper Keys real estate, Key Largo real estate, Islamorada real estate, Florida Keys homes for sale by owners, and Florida Keys MLS or call Kim to provide properties that meet your wishes and needs.

Kim looks forward to helping you find the perfect property in the enchanting Florida Keys. Please feel free to call or contact Kim for information and questions about Florida Keys Real Estate.

Buying Investment Property: Rules to Follow

When you buy an investment property, you purchase real estate, well, as an investment. That means you are planning to get a positive return, a big return, on your investment. However, there are several mistakes which new and novice property investors make, but, don’t realize it until it is too late. If you are considering buying an investment property, there are rules to follow which can be a great help.

Buying Investment Property: Rules to Follow

You’ve seen the cable television shows and are probably aware there’s a lot that’s left on the editing room floor. While these sagas include dramatic plot points, the real world of property investing doesn’t resolve issues in a single episode. Therefore, when buying an investment property, there are rules to follow:

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Kim Thaler
Broker Associate
Ocean Sotheby's International Realt81888 Overseas Highway
Islamorada, FL, 33036
Cell: 305.393.2787
Fax: 305.712.8889
Email me
Website: www.kimbagnell.com

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